Tips for Financing your Education
Apply early to have the greatest chance of getting aid from the limited supply of funds.
Fill out your application carefully.
If you have a choice between master's and doctoral programs, remember that doctoral programs come with better aid.
Because departments offer the best aid to the best students, apply to a number of schools of different quality levels so that you have a chance at being a "best student" at some.
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Use multiple offers of aid from different schools to bargain politely for the best deal.
Target schools that have large endowments in your field or otherwise have large numbers of fellowships and grants.